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Your income
protected
A great way to ensure your employees continue
to receive an income if they become disabled

What is Group Income Protection cover?

Income protection products provide a monthly income for employees who become occupationally disabled for a short or long period due to illness or injury.
What’s in it for you?
  • All members qualify for the same definition of disability even those who perform riskier occupations
  • Partial benefits are available from the start, helping employees stay at work despite some health issues
  • Customisable Temporary Income Protection is also an option
  • Claimants can relocate and travel overseas without worrying that their income benefit will be stopped
Group Income Protection
Why choose Income Protection?You care about your employees and want them to receive an income should they become disabled.
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    • Following occupational disability, Group Income Protection provides a regular income until the member recovers, returns to work, dies or retires.
    • Some claimants may depend on the benefits for a considerable period.
    • This dynamic product provides up to an agreed number of monthly income benefits under a generous definition of disability.
    • The payments end when the member returns to work, dies, retires or reaches the maximum payments.

    This product pays a full lump sum benefit in the event of total and permanent occupational disablement i.e. when the employee has become permanently unable to work in the open labour market.