Why do you think the male lion eats before the rest of the pride?

No, it’s not because he is greedy and bossy… it’s so he can be sure of having the strength he needs to protect his family from any danger in the future. It’s a good lesson.

Before you do anything else, put aside a set amount when you get paid and save it. In other words, pay yourself first - and make sure you look after your future. Put some money away, even if you think the amount is too small, you’ll be surprised how quickly it grows.

Here are some tips on creating a habit of saving for your future

• Take a portion of what you earn and set up a monthly debit order for a savings plan.
• Decide on a specific amount and invest it every month in a savings plan.
• Plan a monthly budget and don’t exceed it.
• You can even ask your bank to put a limit on how much you can withdraw.
• You could choose what type of savings plan you want to invest in. This could be a simple savings account or you could invest in unit trusts, but the best way is to talk to a financial adviser. They’ll give you the advice on how to save and, most importantly, grow your money.